An Honest Account
Nell Frizzell on money, motherhood and her new book

Nell Frizzell on money, motherhood and her new book

March 17, 2020

Nell Frizzell is a journalist, Vogue columnist and the author of an upcoming memoir, The Panic Years - about the period of your life which has no name, somewhere between adolescence and the menopause. Nell calls it The Flux.

In the book, Nell talks about financial uncertainty, the cost of nursery fees, the gender pay gap, parental leave and more. She writes honestly about how she 'lay out the financial arguments' to help persuade her partner to have a child.

She says she wrote the book not only to document her own experience but also to help other people going through the same period of turmoil, and so they might find it easier than she did.

I also spoke to Hayley Millhouse of OpenMoney, who shared some practical insights on financial preparations if you're expecting a child.

LINKS

Nell's book, pre-order here!

https://www.waterstones.com/book/the-panic-years/nell-frizzell/2928377005818

Nell's column in Vogue

https://www.vogue.co.uk/profile/nell-frizzell

Twitter: @honest_account_ / @NellFrizzell

Email: contact@anhonestaccount.co.uk

This is the last episode of series 3. Thank you so much to everyone who listened, all my guests and my fabulous sponsor OpenMoney. If you have 20 seconds to spare, please give us a review / rating and subscribe, so you don't miss any future episodes!

Angelica Malin on girlboss culture, women-only clubs and female entrepreneurs

Angelica Malin on girlboss culture, women-only clubs and female entrepreneurs

March 10, 2020

Angelica Malin is an entrepreneur who runs a six-figure business including the About Time magazine and the She Started It Live Academy. She is also a writer and podcast host and has interviewed many successful women including Cherie Blair, Melanie Whelan and Natasha Devon.

So, there is really no better person to discuss 'girlboss culture'. It's had a bit of a backlash recently. Is it outdated and patronising? Or is it time we reclaimed the term to define the viewpoint of women entrepreneurs? We also discussed how Angelica built up her business, why she offers free childcare at her conference and why she's reluctant to answer specific questions, mostly from older men, about how much she earns and how many people she employs.

Hayley Millhouse from OpenMoney also shares some tips on how to start your own business!

LINKS

Read Angelica's article about the term girlboss here:

https://www.telegraph.co.uk/women/business/patronising-maybe-need-girl-boss-culture-ever/

More info on the next She Started It Live weekend of events, with free childcare!

https://www.eventbrite.co.uk/e/shestartedit-live-2020-festival-of-female-empowerment-tickets-83535497923

Contact:

Twitter: @honest_account_ / @jellymalin

Email: contact@anhonestaccount.co.uk 

Bridie Jabour on the great millennial malaise

Bridie Jabour on the great millennial malaise

March 3, 2020

Before New Year, my mum sent me an op ed by Bridie Jabour, opinion editor of the Guardian Australia, called 'The Millennials at 31: Welcome to the Age of Misery'. It is about the distinct loss of ambition, wondering whether we should be defined by our jobs, our houses, whether we should have children and thinking for too long that we're special.

The article saw a massive reaction and I knew I had to interview Bridie about it. We talked about everything from the fact that it's even harder to get on the property ladder in Sydney than London, why we are trying to stop reading books for the sake of it and realising that you can be loyal to your work, but your work isn't loyal to you.

Hayley Millhouse, from our sponsor OpenMoney, also dives in with a few practical tips on how to deal with financial uncertainty.

LINKS

If you're into this topic, I also really enjoyed these articles from other publications:

'How Millennials Became the Burnout Generation' in BuzzFeed, 'Workism is Making Americans Miserable' in the Atlantic, and 'Why Do Corporations Speak The Way They Do?' in Vulture

Bridie's debut novel is called My Not So Functional Family. 

Inspired by Bridie's article, I wrote a newsletter topic on my malaise -- https://mailchi.mp/92c7fcaf239b/thinking-youre-special

Contact

Tweet us @honest_account_ / @bkjabour

Instagram: @an_honest_account 

Email: contact@anhonestaccount.co.uk

Forging a new life on the road with Anna Fedorova

Forging a new life on the road with Anna Fedorova

February 25, 2020

Research shows millennials are travel-obsessed. Not just a quick gap yah at 18 or 19, but also possibly a year out later in our careers, or even a complete lifestyle change.

Heading out on a trip is one thing, but not coming back is another. This is what fellow freelance financial writer Anna Fedorova did in 2017, packing up her entire life and traveling around Asia, and then Europe with her boyfriend - in a van. Currently in Greece, Anna sees no reason to head back to the grind of London. Her life now is cheaper, full of rock climbing, reading and having new experiences. 

I asked Anna all about her travels, how she found work on the road, any relationship tips about living with her boyfriend in such close quarters (!), and what financial preparation she needed to do before heading abroad. £900 a month for all of their expenses sounds like a dream.

Anna wrote a lot more financial detail in this article for New Money here:

https://www.new-money.co.uk/nm-blog/saving-cash-as-a-digital-nomad/?fbclid=IwAR1Hmu0xz3cOO3ubljgy0BpFAwRoL2P4zRcV2WS9p1uOWOKG-FT19Q2JisQ

She also has a blog about everything from a leaking van roof to making new mates:

http://girlclimber.com/?fbclid=IwAR0QjDCpAiBIYWiKZO0KsM4UeGDMAcHnhBZZ8RhlIAX3iZdliR_qbU_fIvg

Hayley Millhouse, head of adviser services at OpenMoney, our sponsor, also shares some practical tips about how to prepare for a big trip!

Tweet us @honest_account_ / @FederovaAM

Instagram: @an_honest_account / @girlclimber

Email: contact@anhonestaccount.co.uk

Iona Bain on investing, property, and being asked to work for free

Iona Bain on investing, property, and being asked to work for free

February 18, 2020

Iona Bain is very well known in financial circles. She started the Young Money Blog in 2011, later creating the Young Money Agency, and regularly appears on TV and radio, and writes for places like The Financial Times. Her MO? To empower young people with financial knowledge.

The question is what DIDN'T we talk about - pensions, property, investing, cryptocurrencies, scams, piggy banks, social media, interior decor porn, payday loans and more.

I also asked Iona if she still gets asked to work for free (unfortunately, yes) and how she negotiates her fees (think of a number then double it). She had some amazing advice about how to stop under-selling yourself and how to become more confident about your value.

Iona's book - Spare Change: How to save money, budget and be happy with your finances

Blog - The female freelance fightback: How to raise your pay in 2020

I also asked Hayley Millhouse, head of adviser services at OpenMoney, for a few tips on pensions.

Please rate, review and subscribe to this podcast! And contact us below:

Tweet us @honest_account_ / @ionayoungmoney

Instagram: @an_honest_account

Email: contact@anhonestaccount.co.uk

Zara Nanu on why women shouldn’t have to ask for a payrise

Zara Nanu on why women shouldn’t have to ask for a payrise

February 11, 2020

The World Economic Forum says the gender pay gap will take over 200 years to close.

But why should women always have to advocate for their equality by asking for a payrise? Women are constantly told how to negotiate, how to prove their achievements. But data shows that when women do ask for a raise, they don't always get them. And we don't currently have the right to ask our manager what our male counterparts are earning.

Zara Nanu, CEO of GapSquare, uses data to try to change the way companies operate - and the way women and minorities are recruited, paid and promoted.

We talked about men taking pay cuts, the systemic barriers holding women back, and how we are finally moving past the 'Lean In' philosophy.

Hayley Millhouse of OpenMoney also gave some financial advice about equal pay. OpenMoney aims to make financial advice affordable and accessible to everyone - head to www.open-money.co.uk

You can find us on Twitter: @honest_account_ / @ZaraNanu

contact@anhonestaccount.co.uk

Nicola Slawson and Tola Fisher on money at Christmas, and New Year’s resolutions

Nicola Slawson and Tola Fisher on money at Christmas, and New Year’s resolutions

December 17, 2019

Christmas is a time of presents (brown paper and string this year), giving relatives the same vouchers as last year and spending money (until you don't have any left). Boxing Day sucks some of us in, and New Year's resolutions are made and broken, in my case, very quickly. 

To discuss this exciting and expensive time of year, I'm joined by freelance journalist Nicola Slawson and women's magazine editor Tola Fisher. While sipping mulled wine and eating these strange custard biscuit things, we talk about the biggest money lessons we've learnt in 2019, learning to sew, going on a ski season age 30, why perhaps it's better to 'trust' it will all work out, being single while making life plans, and buying copper kettle swans online and seriously regretting it. Shout out to Shrewsbury's tourist board.

Thank you to Moneybox for sponsoring An Honest Account for two seasons. 

Tweet us @honest_account / @Nicola_Slawson / @christcouture

Email: contact@anhonestaccount.co.uk

Nicola writes a really funny, relevant email newsletter for single women, called The Single Supplement - sign up here

Tola's just finished her memoir! "Still Standing - Lessons From An 'Unsuccessful' Life". It's out in June and you can add it to your wishlist here 

See you in 2020!

Rachel Hosie on the industry of wellness, paid Instagram posts and ‘F45′

Rachel Hosie on the industry of wellness, paid Instagram posts and ‘F45′

December 10, 2019

What are F45 and Orangetheory? How much do you earn for a paid Instagram post? Do you need to be a member of an expensive gym if you want to stick to it? Why are we obsessed with spelt flour in every recipe?

Wellness is big business these days, valued at over $4 trillion. We might laugh at Gwyneth Paltrow's Goop, but many of us nonetheless fall into the wellness trap, believing we can buy and exercise our way to a perfect version of ourselves.

Rachael Revesz talks to Rachel Hosie, the senior lifestyle journalist at Insider and fitness and nutrition columnist, about  cutting her body fat by 50% in six months and maintaining boundaries between wellness and madness.

Tweet @honest_account / @rachel_hosie

Instagram @an_honest_account / @rachel_hosie

LINKS

Rachel's journey on cutting half her body fat in six months

https://www.businessinsider.com/healthy-fat-weight-loss-maintain-muscle-exercise-fitness-tips-2019-6?r=US&IR=T

Jia Tolentino's essay on wellness and the tyranny of the ideal woman

https://www.theguardian.com/news/2019/aug/02/athleisure-barre-kale-tyranny-ideal-woman-labour

Ellie Goulding on why she is so concerned about Instagram:

https://podcasts.apple.com/gb/podcast/happy-place/id1353058891?mt=2

Sofie Hagen's memoir, 'Happy Fat', is brilliant and her podcast is called 'Made of Human' 

Jenn Selby on politics and money, and standing against Mark Field

Jenn Selby on politics and money, and standing against Mark Field

December 3, 2019

Journalist, women's rights campaigner and rape survivor Jenn Selby made headlines this year when she stood as a parliamentary candidate against Mark Field, the Tory MP who was filmed grabbing a female Greenpeace activist by the neck. He stood down shortly after the campaign commenced, citing 'divisive politics'.

Selby also managed to get the Lib Dems to adopt Women's Equality Party policies in exchange for her standing down in the seat of Cities of London and Westminster, handing over the reigns to Chuka Umunna.

But how do you campaign for parliament (and also gear up to stand in the London Assembly elections next year) and still make money to pay your rent? What is the toll of constantly having to tell the story of how you survived male violence and maintain your mental health?

Tweet us @honest_account_ / @JennSelby

We're on Instagram @an_honest_account

Email us: contact@anhonestaccount.co.uk

LINKS:

Women's Equality Party stands aside for Lib Dems in two seats:

https://www.theguardian.com/politics/2019/nov/12/womens-equality-party-stands-aside-for-lib-dems-in-two-seats

Mark Field, MP who manhandled protester, steps down over 'divisive politics'

https://www.theguardian.com/politics/2019/oct/17/mark-field-mp-who-manhandled-protester-to-stand-down-over-divisive-politics

Jenn Selby in The Independent - We got Mark Field to step down, but the fight is far from over

https://www.independent.co.uk/voices/mark-field-tory-mp-violence-women-equality-party-a9162976.html

 

Bola Sol on #debtstagram, what success means and being our parents’ retirement plan

Bola Sol on #debtstagram, what success means and being our parents’ retirement plan

November 26, 2019

Bola Sol is a self-defined personal finance guru - but not because she has a lot of money or because she has it all sorted.

The new generation of money 'influencers' are about being open and relatable and real, rather than posting pictures with designer handbags. Bola encourages us to have a total rethink on how we talk about and behave around money. At 27, she is open about her personal challenges and learning from failure. In fact, the phrase 'money philosopher' feels more accurate.

We talked about staring at old people (pensions... ), why a credit card is not your friend and when we should take a step back from social media.

Rate, review and subscribe to this podcast!

Tweet us at @honest_account_ / @Bola_Sol 

Instagram: @an_honest_account / @bola_sol

Email us at contact@anhonestaccount.co.uk

LINKS:

Bola Sol at a money event with the Financial Times / Black Ballad:

https://blackballad.co.uk/events/black-ballad-financial-times-presents-how-women-can-make-the-most-of-their-money?listIds=5d5daa9fd2fe509c50534d6e 

The Bola Sol show:

https://www.youtube.com/channel/UCU3j3S_rKlo5P6HJtxo8GCQ

Article quoting Bola on home ownership among black homeownership:

https://www.telegraph.co.uk/property/buy/home-ownership-levels-among-black-households-low/